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		<title>User:RochelleL - Revision history</title>
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		<updated>2026-04-04T19:55:05Z</updated>
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		<id>http://ro.fragoriawiki.com/wiki/index.php?title=User:RochelleL&amp;diff=26507&amp;oldid=prev</id>
		<title>RochelleL at 16:09, 19 May 2013</title>
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				<updated>2013-05-19T16:09:39Z</updated>
		
		<summary type="html">&lt;p&gt;&lt;/p&gt;

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		&lt;td colspan='2' style=&quot;background-color: white; color:black;&quot;&gt;← Older revision&lt;/td&gt;
		&lt;td colspan='2' style=&quot;background-color: white; color:black;&quot;&gt;Revision as of 16:09, 19 May 2013&lt;/td&gt;
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		&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 1:&lt;/td&gt;
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&lt;tr&gt;&lt;td class='diff-marker'&gt;-&lt;/td&gt;&lt;td style=&quot;background: #ffa; color:black; font-size: smaller;&quot;&gt;&lt;div&gt;&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;If &lt;/del&gt;you &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;should be nevertheless &lt;/del&gt;&amp;quot;on the fence&amp;quot; &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;of &lt;/del&gt;a decision between Medicare and Medicare Advantage, perhaps this &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;explanation &lt;/del&gt;will help clear the air. Medicare Advantage is also referred to as Part H, and these particular &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;ideas &lt;/del&gt;are &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;for sale &lt;/del&gt;in all 50 states and offered through Medicare-approved private insurance &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;firms&lt;/del&gt;. Along with covering Medicare Part A and Part B, the further &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;benefit &lt;/del&gt;of Medicare Advantage plans is they &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;address &lt;/del&gt;prescription drugs; but that &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;is &lt;/del&gt;not &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;absolutely &lt;/del&gt;all. The coverage &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;reaches eyesight, &lt;/del&gt;dental, and hearing aids &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;which can be &lt;/del&gt;frequently &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;an important importance &lt;/del&gt;of seniors. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt; &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;They do typically have lower &amp;quot;up front&amp;quot; premiums than the normal Medicare programs, but here is the &amp;quot;gotcha;&amp;quot; You need to use certain physicians. Also several Advantage plans have no premiums whatsoever or, at-the very most, just about $25 bucks monthly. To the other hand they do come with co-pays, deductibles, and co-insurance. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;So &lt;/del&gt;choosing between Medicare with a Medigap supplement or &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;perhaps &lt;/del&gt;a Medicare Advantage plan could &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;provide &lt;/del&gt;a real problem since there is no right answer and you &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;are &lt;/del&gt;the one who &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;must create &lt;/del&gt;the last &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;choice&lt;/del&gt;. One &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;idea &lt;/del&gt;is to &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;review &lt;/del&gt;all the &amp;quot;ratings&amp;quot; &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;along with all the strategies based on individual &lt;/del&gt;satisfaction, &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;chronic illness&lt;/del&gt;, and preventive &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;care &lt;/del&gt;by using the &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;useful &lt;/del&gt;Medicare Plan Finder which &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;can &lt;/del&gt;be &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;found &lt;/del&gt;and &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;downloaded &lt;/del&gt;at Medicare.gov. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt; Each Advantage plan has its doctor network which &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;can be &lt;/del&gt;more or less telling you that &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;if &lt;/del&gt;your caring doctor &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;is not &lt;/del&gt;in the Medicare Advantage network, you will not have any &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;coverage&lt;/del&gt;. With unique Medicare &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;programs &lt;/del&gt;you &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;get to &lt;/del&gt;choose your personal &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;doctors&lt;/del&gt;., &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;as &lt;/del&gt;[http://&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;my&lt;/del&gt;.&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;opera&lt;/del&gt;.com/&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;speedyfinancing/blog/ Read This&lt;/del&gt;].&lt;/div&gt;&lt;/td&gt;&lt;td class='diff-marker'&gt;+&lt;/td&gt;&lt;td style=&quot;background: #cfc; color:black; font-size: smaller;&quot;&gt;&lt;div&gt;&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;In case &lt;/ins&gt;you &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;are still &lt;/ins&gt;&amp;quot;on the fence&amp;quot; a &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;couple of &lt;/ins&gt;decision between Medicare and Medicare Advantage, perhaps this &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;description &lt;/ins&gt;will help clear the air. Medicare Advantage is also referred to as Part H, and these particular &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;programs &lt;/ins&gt;are &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;available &lt;/ins&gt;in all 50 states and offered through Medicare-approved private insurance &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;providers&lt;/ins&gt;. Along with covering Medicare Part A and Part B, the further &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;advantageous asset &lt;/ins&gt;of Medicare Advantage plans is they &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;protect &lt;/ins&gt;prescription drugs; but that&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;'s &lt;/ins&gt;not &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;totally &lt;/ins&gt;all. The coverage &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;extends to &lt;/ins&gt;dental&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;, vision&lt;/ins&gt;, and hearing aids &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;that is &lt;/ins&gt;frequently &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;a vital significance &lt;/ins&gt;of seniors. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;Therefore &lt;/ins&gt;choosing between Medicare with a Medigap supplement or &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;even &lt;/ins&gt;a Medicare Advantage plan could &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;present &lt;/ins&gt;a real problem since there is no right answer and you&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;'re &lt;/ins&gt;the one who &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;needs to make &lt;/ins&gt;the last &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;conclusion&lt;/ins&gt;. One &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;suggestion &lt;/ins&gt;is &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;always to evaluate all the plans in addition &lt;/ins&gt;to all the &amp;quot;ratings&amp;quot; &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;according to patient &lt;/ins&gt;satisfaction, &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;serious disease&lt;/ins&gt;, and preventive &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;treatment &lt;/ins&gt;by using the &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;beneficial &lt;/ins&gt;Medicare Plan Finder which &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;may &lt;/ins&gt;be &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;identified &lt;/ins&gt;and &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;saved &lt;/ins&gt;at Medicare.gov. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;Yet another advantage Medicare Advantage has over Medicare could be the price. They do typically have lower &amp;quot;up front&amp;quot; payments compared to the normal Medicare plans, but this can be a &amp;quot;gotcha;&amp;quot; You need to use particular doctors. Also several Advantage options don't have any payments whatsoever or, at the very most, only about $25 bucks per month.&amp;nbsp; &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Unlike unique Medicare options, Medicare Advantage annual out-of-pocket expenses could range between $3,000 to $6,000 before any protection &amp;quot;kicks-in.&amp;quot; But for many seniors who already appreciate their existing doctors and have now been people for years, will eliminate that choice together with the Advantage strategy which is basically all HMOs. &lt;/ins&gt;Each Advantage plan has its doctor network which &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;is &lt;/ins&gt;more or less telling you that &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;when &lt;/ins&gt;your caring doctor &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;isn't &lt;/ins&gt;in the Medicare Advantage network, you will not have any &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;insurance&lt;/ins&gt;. With unique Medicare &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;strategies &lt;/ins&gt;you &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;can &lt;/ins&gt;choose your &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;own &lt;/ins&gt;personal &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;physicians&lt;/ins&gt;., &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;for instance &lt;/ins&gt;[http://&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;bullmarketprofits&lt;/ins&gt;.&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;yolasite&lt;/ins&gt;.com/ &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;Suggested Reading&lt;/ins&gt;].&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;!-- diff generator: internal 2026-04-04 19:55:05 --&gt;
&lt;/table&gt;</summary>
		<author><name>RochelleL</name></author>	</entry>

	<entry>
		<id>http://ro.fragoriawiki.com/wiki/index.php?title=User:RochelleL&amp;diff=26504&amp;oldid=prev</id>
		<title>RochelleL:&amp;#32;Created page with 'If you should be nevertheless &quot;on the fence&quot; of a decision between Medicare and Medicare Advantage, perhaps this explanation will help clear the air. Medicare Advantage is also r…'</title>
		<link rel="alternate" type="text/html" href="http://ro.fragoriawiki.com/wiki/index.php?title=User:RochelleL&amp;diff=26504&amp;oldid=prev"/>
				<updated>2013-05-19T16:04:20Z</updated>
		
		<summary type="html">&lt;p&gt;Created page with &amp;#39;If you should be nevertheless &amp;quot;on the fence&amp;quot; of a decision between Medicare and Medicare Advantage, perhaps this explanation will help clear the air. Medicare Advantage is also r…&amp;#39;&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;If you should be nevertheless &amp;quot;on the fence&amp;quot; of a decision between Medicare and Medicare Advantage, perhaps this explanation will help clear the air. Medicare Advantage is also referred to as Part H, and these particular ideas are for sale in all 50 states and offered through Medicare-approved private insurance firms. Along with covering Medicare Part A and Part B, the further benefit of Medicare Advantage plans is they address prescription drugs; but that is not absolutely all. The coverage reaches eyesight, dental, and hearing aids which can be frequently an important importance of seniors. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt; They do typically have lower &amp;quot;up front&amp;quot; premiums than the normal Medicare programs, but here is the &amp;quot;gotcha;&amp;quot; You need to use certain physicians. Also several Advantage plans have no premiums whatsoever or, at-the very most, just about $25 bucks monthly. To the other hand they do come with co-pays, deductibles, and co-insurance. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;So choosing between Medicare with a Medigap supplement or perhaps a Medicare Advantage plan could provide a real problem since there is no right answer and you are the one who must create the last choice. One idea is to review all the &amp;quot;ratings&amp;quot; along with all the strategies based on individual satisfaction, chronic illness, and preventive care by using the useful Medicare Plan Finder which can be found and downloaded at Medicare.gov. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt; Each Advantage plan has its doctor network which can be more or less telling you that if your caring doctor is not in the Medicare Advantage network, you will not have any coverage. With unique Medicare programs you get to choose your personal doctors., as [http://my.opera.com/speedyfinancing/blog/ Read This].&lt;/div&gt;</summary>
		<author><name>RochelleL</name></author>	</entry>

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